If you are looking for a cheap car insurance option
that offers flexible payment plans and accepts drivers with less-than-perfect
driving records, you might want to consider The General car insurance.
The General is an insurance company that
specializes in providing auto insurance to high-risk drivers, such as those
with multiple accidents, speeding tickets, or DUIs on their record.
This company also offers coverage for drivers who
need SR-22 forms, which are required by some states for drivers who have had
their license suspended or revoked.
In this article, we will review The General car
insurance in 2023, and answer some of the most common questions that customers
have about this company.
Read: Progressive Car Insurance Review ¿What do people think about it?
How much is The General car insurance a month?
The cost of The General car insurance depends on
various factors, such as your age, gender, location, vehicle type, coverage
level, and driving history.
According to the company’s
website, the average monthly premium for The General car insurance is $65, which
is lower than the national average of $79. However, this is just an estimate,
and your actual rate may vary depending on your individual circumstances.
To get a more accurate
quote, you can use the online quote tool on The General’s website or
call their toll-free number at 1-844-328-0306.
Who owns The General car
insurance?
The General car insurance is owned by American
Family Insurance, which is one of the largest insurance companies in the United
States.
American Family Insurance acquired The General in
2012, and since then, The General has operated as a subsidiary of American
Family Insurance. The General’s headquarters are located in Nashville,
Tennessee, and the company employs over 2,000 people across the country.
The General car insurance
phone number
The General car insurance has several phone numbers
that customers can use to contact them for different purposes. Here are some of
the most important phone numbers for The General car insurance:
- For general inquiries, quotes, or policy changes, you
can call 1-844-328-0306.
This number is
available 24/7.
- For claims, you can call 1-800-280-1466. This number is available
Monday to Friday, from 7 a.m. to 6 p.m. CST, and Saturday, from 8 a.m. to
4 p.m. CST.
- For roadside assistance, you can call 1-800-338-2680. This number is available 24/7.
- For payments, you can call 1-866-519-7422. This number is available 24/7.
The General car insurance
customer service
The General car insurance strives to provide
excellent customer service to its clients, and offers several ways to get in
touch with them. Besides the phone numbers mentioned above, you can also
contact The General car insurance through the following methods:
Online: You can visit The General’s
website and use the
live chat feature to speak with a representative, or fill out the online
contact form to send an email. You can also log in to your
online account to manage your policy, make payments, view your ID cards, and
more.
Mobile app: You can download The General’s mobile
app for free on your iOS or Android device, and use it to access your policy
information, make payments, file claims, request roadside assistance, and more.
Social media: You can follow The General on
Facebook, Twitter, Instagram, YouTube, and LinkedIn, and interact with them
through comments, messages, or reviews.
Pros and cons of The
General car insurance
The General car insurance has its advantages and
disadvantages, depending on your needs and preferences. Here are some of the
pros and cons of The General car insurance that you should consider before
choosing this company:
Pros:
Affordable rates: The
General offers competitive rates for high-risk drivers, and allows you to
customize your coverage to fit your budget.
Flexible payment options: The General accepts
various payment methods, such as credit cards, debit cards, electronic checks,
money orders, and cash.
You can also choose from
different payment plans, such as monthly, quarterly, or annually.
Easy application process: The General
does not require a credit check or a down payment to get a quote or start a
policy. You can get a quote online, over the phone, or
through an agent in minutes.
SR-22 support: The General can help you obtain an
SR-22 form if you need one, and file it with your state on your behalf.
Cons:
Limited coverage options: The General does not
offer some of the common coverage options that other insurers do, such as gap
insurance, rental car reimbursement, or accident forgiveness.
Poor customer reviews: The General has received
many negative reviews from customers on various platforms, such as the Better
Business Bureau, Trustpilot, and Consumer Affairs. Some of the common
complaints include poor claims handling, low customer service quality, and
hidden fees.
Low financial strength rating: The General has a
financial strength rating of B++ (Good) from A.M. Best, which is lower than the
industry average of A (Excellent). This means that The General may have
difficulty paying out claims in the event of a large-scale disaster.
Conclusion
The General car insurance is a good option for
drivers who are looking for cheap and flexible car insurance, especially if
they have a bad driving record or need an SR-22 form.
However, The General also has some drawbacks, such
as limited coverage options, poor customer reviews, and low financial strength
rating.
Therefore, you should compare The General with
other car insurance companies before making a final decision. You can use Bing
to search for the best car insurance companies in your area, and read their
reviews and ratings.
You can also use Bing to find the best car insurance quotes from different providers, and compare them based on your needs and preferences. Bing can help you find the best car insurance for you in 2023.
